Using the telephone number provided by the borrower can effectively evaluate the reputation of the borrower and assist the financial institutions to make risk control decisions. The financial institutions can effectively provide loans to consumers, improve the audit efficiency, and minimize the credit and fraud risks. So as to maximize the profitability of the partners.

Fraud scoring is based on anonymous telecom data, aiming at the powerful anti fraud front line of financial institutions and consumer Internet platforms, which not only guarantees the rights and interests of consumers, but also reduces the business risk of financial institutions.